Explore Affordable Home Loan Options

At First United, we believe that everyone deserves a chance to own a home. If you’re concerned about achieving homeownership or need assistance with a down payment, we have great news for you! Our team of mortgage experts have helped countless families like yours secure financing and access down payment assistance programs.

First United offers specialized programs including Home Possible and Home Ready, along with conventional loans, making homeownership more accessible.

 

Home Possible Program:

Home Possible, backed by Freddie Mac, aims to increase homeownership for low- to moderate-income borrowers by offering flexible eligibility criteria and down payment options. Our team assists you through the application process to determine eligibility.

Home Ready Program:

Home Ready, developed by Fannie Mae, accepts non-traditional income sources and permits co-borrowers who won't occupy the property, enhancing accessibility to homeownership. Our experts guide you through the program's nuances.

Conventional Loan Programs:

In addition to specialized programs, we offer conventional loans with competitive rates and flexible terms. While requiring higher down payments than Home Ready or Home Possible, these loans suit various circumstances, including first-time homebuyers and refinancers. Our loan officers work closely with you to find the best fit for your needs.