Rick has been a Mortgage Advisor since 1996 and has more than thirty years experience in the real estate industry. His degree in Finance was earned at the University of Houston. He has received several honors for being one of the elite in his industry.

He is committed to providing a high level of service and strives to exceed his clients’ expectations.

Clients benefit from Rick’s experience in Conventional and Jumbo loans, FHA/VA mortgages, as well as Single-Close Construction loans.

As your personal mortgage specialist, Rick is able to leverage the resources of First United Bank Mortgage to provide you with the following advantages:

• A full array of products and services including fixed- and adjustable-rate mortgages, Low Down Payment loans, No-PMI loans and more.
• Prompt loan decisions
• Very low closing costs
• Competitive rates
• Local processing, underwriting and closing teams
• Loan application in person, by phone, fax, e-mail or online

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